Top 5 Indirect Lending Mistakes to Avoid

Spring cleaning, most people don't enjoy it (unless you’re obsessive compulsive – not that there’s anything wrong with that), but it’s hard to not enjoy the benefits. Reduced clutter, more...

How to Avoid Silo Analytics for Improved Credit Decisioning (Part 2)

Following last week’s blog post regarding silo analytics, we’re going to take it one step further this week. 

As opposed to last week’s topic, which centered on using a single piece of (or...

How to Avoid Silo Analytics for Improved Credit Decisioning (Part 1 of 2)

Analytics can be an extremely profitable investment – assuming efficiency and completion. Financial institutions, whether they handle it in house or turn things over to a trusted provider, need to...

Why a One-Size-Fits-All Approach is a Bad Plan for Profitable Credit Decisioning

Have you ever worn something that’s one-size-fits-all? I bet it either wasn’t very comfortable or didn’t quite look right – or both. It may have served a simplistic function, but that’s likely...

Credit Decisioning’s Three Lines of Defense for Risk Management

For all of the football fans who subscribe to our blog, Sunday's big game will have your full attention. Even if you're not a football fan, the odds are pretty likely that you'll check it in some...

How to Leverage Analytics for Better Dealer Management and Indirect Lending

In the indirect lending space for vehicles, building good dealer relationships can be the difference between receiving a steady flow of quality loan applications or getting the scraps. This often...

Custom Scorecards: Your Ticket to More Success

Generic credit scores on the market are a widely used tool by lenders to mitigate risk by knowing which applicants have a high likelihood of going delinquent on their payments. Each generic risk...

A Closer Look at CECL Compliance and What's to Come

The 2008 financial crisis brought more attention to one crucial aspect of the financial system, which was the delay in the recognition of losses by financial institutions. At the peak of the...

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