DTI ebook

MLX Consulting DTI eBook

The following eBook will explore the main characteristics of three alternative ways the commonly used debt-to-income (DTI) ratio can be calculated. The different versions are first described in terms of main characteristics and then analyzed in terms of risk prediction using portfolio data.

The main goal is to benchmark each version compared to the others in order to provide financial institutions with meaningful insights.

Start using the information from this eBook to improve your processes today!